
Testimonies
- M. Cohen, Los Angeles, CA
I can't thank you enough really. You were incredibly helpful, always answered my questions promptly, and were easily accessible. In fact, Rand, your service was probably better than any service I've received by any individual representing a company in years. I don't know how you manage to do it... Keep up the good work,.. Thank you VERY much.
- S & R Kerr, Angels Camp, CA
I must say, I was extremely happy with your service... You're the pitbull of brokers. You were easy to deal with and never made me intimidated in the process.
- S. Bender, Staatsburge, NY
Thank you so much for all your help!
- E. Hernandez, Commack, NY
I want to thank you... You were honest, upfront, and always responded back when I had questions.
True Stories
Success #1 - Construction Completion Loan
Richard was out of money, with bad credit and needed a construction completion loan. More...
We quickly reviewed his situation, he couldn't go full doc because he was a self employed contractor. His credit scores was 564. Fortunately he did have equity in the project. It was a spec house on 40 acres in Northern California, unfortunately it was rural. He tried many lenders but none would help him because, incomplete construction, stated income, 564 fico, bad credit, rural, etc...
We issued him a $300,000 new 1st mortgage this loan was a 12 month term. That fixed his problem real quick. Upon receiving the money, he started back on the project, and now he is marketing the house to sell. He is also looking for his next project and knows where to get his financing.
Success #2 - Commercial Refinance Loan
Raj needed a $3mil stop foreclosure refinance [Commercial Loan] More...
Although Raj's credit was good except this loan, no other lender would refinance his loan to to the default on the subject property loan. We quickly reviewed the file and realized that there was 40% protective equity and 50% equity in another comercial building that Raj would allow us to blanket with a cross collateral loan.
It only took our investor a few days to review the file and commit to funding. Our private investors have the ability to fund in days, provided all file items are available. Quick fundings and happy clients. "Win Win" Win for investor and Win for borrower.
Success #3 - Stated Income Refinance
Errol wanted to pull cashout from his rental property, stated income, low 530 fico score. More...
Fortunately his rental property in Queens, NY had plenty of equity. The value was $400,000 and all he wanted was a $120,000 loan to payoff a small existing mortgage, pay taxes and consolidate debts.
Our private investor realized the good protective equity and we moved quickly to funding. The client was very happy, and our investor was pleased with a good mortgage investment. After a little credit repair from CreditCleaners.Net he will be able to refinance into a lower rate loan.
Success #4 - Private Money Loan
Ida needed $85,000 fast to pay tax liens and attorney bills More...
We immediately gathered her information by phone and she faxed us some loan file documents. She had several properties which was good, but her tax returns she said don't really show the income that she is capable of earning. So we opted for our stated income/stated asset loan program [bank statements]. Her credit had some issues, due to the tax liens that needed to be paid off, but that was ok, she had good equity with a property value of $400,000 and total loan to value of only 46%.
So we quickly contacted a private mortgage investor that funded her the $85k loan 2nd mortgage behind her existing $100,000 1st mortgage. She was able to take care of her tax liens and had money extra to make some improvements to some of her properties. After we funded and wired the funds to her bank account, she said repeatedly "You saved me, You saved me". She didn't think anyone could help her, but we did. She is a very happy client now and our investor has a good mortgage investment. After a little credit repair from CreditCleaners.Net she will be able to refinance into a lower rate loan.
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Rand L Miller has been financing Real Estate since 1987. He has worked through the good and bad times that the real estate market has experienced. Regardless of the ups and downs he has worked at finding ways to finance real estate projects regardless of the state of the economy, real estate value crashes, real property inventory surges/drops, tight money markets, or times of overly restrictive underwriting guidelines.
Rand L. Miller began his career in Real Estate Finance in 1987 upon being honorably discharged from the U.S. Army. His military service of four years consisted of serving in the coveted 1/75th Airborne Ranger Battalion during 1983-85. During which he served during the