Testimonies
- M. Cohen, Los Angeles, CA
I can't thank you enough really. You were incredibly helpful, always answered my questions promptly, and were easily accessible. In fact, Rand, your service was probably better than any service I've received by any individual representing a company in years. I don't know how you manage to do it... Keep up the good work, and expect to hear from me next time I need loan services. Thank you VERY much, Matt.
- S & B Nixon, Los Angeles, CA
Thank you for helping to make our home buying process relatively easy and pleasant. We appreciated your patience and persistence. We would be pleased to recommend you to others.
Success Stories
He called us in a panic. The lender he was using ran out of while he was over half way through with the construction. He was stuck, his credit had become bad, so no other lender would help him... More...
We quickly reviewed his situation, he couldn't go full doc because he was a self employed contractor. His credit scores was 564. Fortunately he did have plenty of equity in the project. It was a spec house on 40 acres in Northern California, unfortunately it was rural. He tried many lenders but none would help him because, incomplete construction, stated income, 564 fico, rural, etc...
We issued him a $300,000 new 1st mortgage this loan was a 12 month term. That fixed his problem real quick. Upon receiving the money, he started back on the project, and now he is marketing the house to sell. He is also looking for his next project and knows where to get his financing. Also, credit repair is being considered to improve his credit.
A bankruptcy attorney had recommended that Chip call us, to see if we would issue him a loan to bring his mortgage current and to give him extra cash-out to pay future mortgage payments and to consolidate some debts... More...
We reviewed his situation, he needed a Stated Income loan, his credit scores were 444, 469, 491, he did have equity for us to issue him a $100,000 Stop Foreclosure Loan, his loan to value would be 66%, he had about 14 collections and charge-offs on his credit, and he felt there was no hope, after being declined by 3 other mortgage companies.
We issued him a $100,000 2nd mortgage with a payment of $1000 per month, this loan was a 20 year loan, with only a 6 month prepayment penalty. Our goal was to issue him this Stop Foreclosure Loan, then after 6-9 months, after his credit would get cleaned up by CreditCleaners.Net then we would refinance this loan into a lower payment loan once his credit scores were improved to the 580 -620 range. He was happy we were able to help him avoid Foreclosure.
Niche and Specialty programs
We realize that not everyone has perfect credit or verifiable income and assets. That is why we go out of our way to finds ways to fund these specialty loan scenarios. We would not be able to finance these loans if it wasn't for our network of private mortgage investors. They have the ability make quick decisions regarding these unique "make sense loans". Our loan borrowers are overjoyed and greatly appreciate our trust deed investors, because without them they wouldn't have a loan, their dreams and goals would be at a stand still. Many thanks to our investors who make dreams come true.
If you have a special situation either call, email or submit your scenario through our secure online form. We look forward to helping you accomplish your real estate and finance dreams and goals.
Previous page: aLoanInvest Home
Next page: Rand Miller, Director